Home Design Consumer Credit Card through Synchrony Financial
No Monthly Interest if Paid in Full Within 18 Months (Deferred Interest)*
On residential and shower/tub purchases of $999 or more made with your Home Design Consumer credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 months. There is a $29 account activation fee. Monthly payments are required equal to 2.5% of the highest balance of this promo purchase.
*Qualifying purchase amount must be on one receipt. No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. Monthly payments are required equal to 2.5% of the highest balance applicable to this promo purchase until paid in full. These payments will be rounded up to the next whole dollar and may be higher than the payments that would be required if this purchase was a non-promo purchase. Required monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance, except that the fixed monthly payment will continue to be required until the promotion is paid in full. For new accounts: Purchase APR is 26.99%. Minimum interest charge will be no less than $2. One-time account activation fee of $29 charged at time of first purchase. Existing cardholders: See your credit card agreement terms. Subject to credit approval.